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Read here all the current insurance trends, scenarios, and the latest happenings taking place in the insurance sector worldwide. A trend is what is hip or popular at a certain point in time. Some trends are fun, some fabulous, and some appalling, but as long as they last, you can be sure there will always be a new trend coming along to replace the old at PBPartners. Explore here all the insurance industry trends, and how insurers are evolving to shift to a more customer-centric business model.
Articles
IRDA Exam Sample Questions and Answers (IC-38, With Explanations)
The IC-38 exam is 50 MCQs, and passing depends on four distinct sections rather than memorising any single topic deeply. The sample IRDA exam questions cover the Common, Life, Health and General Insurance sections, so candidates know what the actual paper may appear.
Claim Settlement Ratio, ICR & Solvency Ratio: What Each One Tells You
Claim settlement ratio measures how many claims an insurer paid. Incurred claim ratio measures how much of the premium collected came back out as claims. Solvency ratio measures whether the insurer can actually pay what it owes.
Insurance Mis-selling: What It Is and How Agents Can Avoid It?
Mis-selling is a major concern for Indian insurers, with IRDAI making agents easier to trace. Learn what mis-selling looks like, why it happens, and the habits that help agents make compliant, transparent sales.
How to Sell Insurance to Friends and Family?
Almost every new agent's first clients come from their existing circle, yet almost every new agent dreads that exact conversation. The discomfort is common and largely misplaced, provided the relationship comes before the sale.
Life vs Health Insurance: Which Is Easier to Sell Part-Time?
Life insurance pays more per sale but takes longer to close. Health insurance closes faster but pays less. This comparison sets out commission, sales cycle, underwriting friction and renewal behaviour side by side, so a part-time agent can choose a starting point based on their own strengths.
Do You Need to Quit Your Job to Sell Insurance?
The POSP route allows an individual to sell insurance part-time alongside a full-time job, through a simplified onboarding process compared with a traditional insurance agent. Learn about the simple onboarding process and realistic part-time earning potential before going full-time.
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