Among many things, obtaining your IRDAI license certificate is certainly one of the most crucial achievements when you join the insurance sales field. Your IRDAI license will make sure that you are eligible to work in the insurance sector in India.

If you have taken the licensing exam recently or just need to confirm your license details, it is necessary for you to learn how to look up your IRDAI license number and obtain a copy of your license certificate. You will get detailed information about how to do all this here.

Quick Answer: How to Check Your IRDAI License Number

If you have passed the IRDAI examination and your license has been issued, you can check your IRDAI license number through:

• PAN or Aadhaar-based search on the IRDAI portal
• Name-based search
• IRDAI Agent Locator
• Bima Bharosa platform

Once your details appear in the system, you can download your IRDAI license certificate in PDF format and use it while conducting insurance business.

Role IRDAI Plays in Issuing IRDAI Licenses

The Insurance Regulatory and Development Authority of India (IRDAI) is an authority established to regulate the insurance industry in India.

IRDAI makes sure that only those who are qualified and certified have the right to sell insurance products. The person will need to take the training and pass the examination before they can be licensed.

IRDAI controls the activities of insurance agents, brokers, PoSPs, among others, in order to ensure transparency and professionalism in their work.

Therefore, consumers are assured of purchasing the insurance products from certified persons.

Read More : What is the IC-38 Exam? 

Why Your IRDAI License Number is Important

The IRDAI license number is more than just an identification number. It serves as proof that you are legally authorized to sell insurance products in India.

Clients have become more prudent when obtaining insurance products. They not only check agent credentials before entrusting the financial decision. Possession of a valid IRDAI license number is one of the agents' strongest confidence-building tools and a sign of professionalism.

Reasons why your IRDAI license number is crucial-

• It certifies you as a licensed insurance selling agent.
• Enhances the level of customer trust.
• Assists in meeting compliance requirements.
• Enables customers to check your authenticity.
• Mirrors the level of professional skills and knowledge.
• Identifies you as a certified agent.

Acting as an agent, insurance professionals need to regularly renew and hold a valid license.

Different Types of IRDAI Licenses

IRDAI issues different categories of licenses depending on the role performed within the insurance industry.

Individual Insurance Agent

Individual agents are authorized to sell insurance products on behalf of insurance companies with whom they are associated.

PoSP (Point of Sales Person)

A PoSP is authorized to sell pre-approved insurance products after completing mandatory certification requirements. This category has become increasingly popular due to its flexibility and ease of entry.

Corporate Agent

Corporate agents represent one or more insurance companies through an organization rather than as an individual.

Insurance Broker

Insurance brokers act as intermediaries between customers and insurers and may offer products from multiple insurance providers.

Surveyor and Loss Assessor

Surveyors assess losses and damages during insurance claims and provide professional reports to insurers.

Understanding the type of license issued to you helps ensure you use the correct credentials when verifying your details. 

Multiple Ways to Check Your IRDAI License Number

Many new agents assume that PAN-based verification is the only available method. However, there are multiple ways to locate and verify your IRDAI credentials.

Depending on the information available, you can choose the most convenient verification method.

Method 1: How to Check Your IRDAI License Number Using PAN or Aadhaar

Once you have passed the examination and your license has been issued, you can access your details through the official IRDAI system. 

Step 1: Visit the IRDAI Website

Visit the official IRDAI website.

Step 2: Navigate to the Intermediary/Agent Section

Locate the section dedicated to agents and intermediaries.

Step 3: Select the "License Details" Option

Click on the option that allows you to view license information.

Step 4: Enter Your PAN or Aadhaar Number

Provide the same PAN or Aadhaar details used during registration.

Step 5: View Your License Information

The system will display:

• License number
• Agent name
• Registration date
• License category
• Validity status

Step 6: Save Your Details

You can save or print your information for future reference.

This remains one of the fastest ways to check your IRDAI license details.

Method 2: How to Check IRDA License by Name

Often, users forget the PAN/Aadhaar number used during registration. In such a situation, searching by name can help find details about the license.

Step 1: Visit the IRDAI Agency Portal

Visit the website where the verification process takes place.

Step 2: Navigate to the Search Section

Go to the section where the search option is present.

Step 3: Select "Search by Name"

Choose the search-by-name option if available.

Step 4: Enter Your Full Name

Provide the exact name used during registration.

Step 5: Select State or Region

Choosing your state helps narrow results, especially for common names.

Step 6: Review Search Results

The portal may display multiple matching records.

Step 7: Select the Correct Record

Click on your profile to view:

• License number
• Registration details
• License category
• Status and validity

This method is particularly useful when registration information is unavailable.

Method 3: Verify Through IRDA Agent Locator

One other great resource that could be utilized is IRDA Agent Locator, which will enable customers to check the licensed insurance agents.

The benefits of using the Agent Locator include:

• Customers can verify the legitimacy of agents through the verification of their credentials.
• Agents can validate their own registrations.
• Users can identify the current licenses.

Steps to use the Agent Locator:

1. Access the official verification site.

2. Input the agent's name or license number.

3. Check the results that are shown.

4. Look at the license status.

This approach is the main one for customers who want to make sure that the insurance professional they are working with is genuine.

How to Read and Understand Your IRDAI License Number Format

Many newly licensed professionals receive their license number but are unsure what the different components mean.

IRDAI license numbers generally contain structured identifiers that help distinguish:

• Agent category
• Registration sequence
• License type
• Issuing references

Example License Format

ABC123456789

In this example:

• ABC may indicate a category or issuing reference
• 123456789 represents the unique registration sequence

According to the type of intermediary, more codes might be added for differentiating between the licenses such as Life Insurance, General Insurance, PoSP, Broker, etc.

There can be a variance in the format depending upon the licensing category.

How to Download Your IRDAI License Certificate (PDF)

After locating your license details, downloading the certificate is straightforward.

Once you access your license information:

1. Open your license details page.
2. Click the Download Certificate option.
3. Save the PDF file to your device.
4. Print a copy if required.

It is recommended to keep several copies of the license certificate, including cloud backup, for future references.

You will need your license certificate whenever you need to:

• Empanel with insurers
• Verify your credentials
• Undertake any insurance sale activity
• Update your professional records

You can check out our detailed article on downloading your IRDAI certificate for more details.

Common Issues While Checking IRDAI License Number (Troubleshooting)

Checking for IRDAI license details is a relatively easy process, but sometimes users face trouble. However, almost all of the problems faced by users can be solved.

1. Record Not Found

Systems not showing any matching record can be one of the issues faced by the users.

Probable Cause: the system may not have been updated with your license information yet.

Solution: After passing the test, please give it 7 to 15 days and then make another attempt.

2. PAN or Aadhaar Mismatch

Should there be even the slightest discrepancy between the details that you entered and those that were provided at the time of registration, there is a chance that the portal will not be able to access your license.

Add PBPartners As A Trusted Source

Suggested Solution: Check the PAN or Aadhaar number you entered when you registered for the examination, and enter it again carefully.

3. Name Not Appearing in Search Results

Some users may face issues due to spelling variations, initials, or formatting differences.

Solution:

• Try entering your full name.
• Remove initials if necessary.
• Test alternate spellings.
• Use PAN or Aadhaar search instead.

4. Session Expired Error

Sometimes the portal may display a session timeout or login error.

Solution:

• Clear browser cache and cookies.
• Use an updated browser such as Chrome or Edge.
• Try accessing the portal again after a few minutes.

5. License Showing "Inactive"

An inactive status may indicate that the license has expired or requires renewal.

Solution:

• Verify the validity date.
• Check renewal requirements.
• Contact the relevant authority if the status appears incorrect.

6. Multiple Records with the Same Name

Common names can generate multiple results.

Solution:

Use additional identifying information such as:

• State
• Registration details
• License category

7. Mobile Number Not Registered for OTP

Some verification processes require OTP authentication.

Solution:

Contact your training institute, employer, or concerned authority to update your registered mobile number.

8. Forgotten Registration Details

If you no longer remember the PAN or Aadhaar used during registration:

Solution:

• Contact your training institute.
• Reach out to IRDAI support.
• Use alternative verification methods such as the Agent Locator.

What to Do If You Can't Find Your License Number?

If your license number still does not appear after trying all available methods, don't panic.

Follow these steps:

Wait for System Updates

You need to be patient as the database may take several days to reflect newly issued licenses.

Verify Registration Information

Double-check:

• PAN number
• Aadhaar number
• Name spelling
• Date of birth

Contact Your Training Institute

Training institutes often maintain registration records and can help verify submitted information.

Contact IRDAI Support

You may reach IRDAI through:

Toll-Free Numbers

• 155255
• 1800 4254 732

Provide your registration details to receive assistance.

IRDAI License Number vs Registration Number vs POS Code

Many insurance professionals confuse these three identifiers.

IRDAI License Number

The IRDAI license number is proof that an individual is authorized to conduct insurance business.

It is used for:

• Verification
• Compliance
• Customer trust

Registration Number

Registration number is typically a reference used in training and examination or onboarding processes.

It is mainly used as an identifier for tracking applications but isn't necessarily the same as the final license number.

POS Code

POS Code is uniquely linked to Point of Sales Persons (PoSPs).

Through POS Code distribution systems manage their operations and track the sales persons.

Quick Comparison

Knowing the difference will help you stay clear of any confusion while onboarding and verifying.

What Is the IRDAI License Validity Period and Renewal Process?

For selling insurance to be considered legal, your license should be active at all times.

Different license categories have different validity periods.

Renewal Process

Agents are supposed to fulfill their renewal obligations before expiry.

The obligations may consist of-

• Refresher courses
• Compliance with CPD requirements
• Filing of renewal applications
• Payments of relevant fees
• Renewal allows you to maintain your insurance sales without disruption.

Why Renewal Matters

Failure to renew in time would lead to regulatory problems and even cause a lack of customer trust in you.

That is why it is better to renew your insurance agent license way in advance.

How Customers Can Verify Their Insurance Agent's License

Insurance buyers increasingly verify agent credentials before purchasing a policy.

Verification can help customers with:

• Avoid fraud
• Confirm authorization
• Ensure regulatory compliance
• Reduce claim-related complications

Customers can verify an agent through:

IRDAI Agent Locator

Search using:

• Agent name
• License number

License Verification Portal

Verify registration status directly.

Bima Bharosa

Use the platform to verify credentials and get more assistance.

In case a customer’s broker is not licensed or does not respond, the situation must be addressed to the respective authorities.

Bima Bharosa Portal: Alternative Way to Verify Your Credentials

In fact, an alternative method of authentication in the insurance parts could also be through the Bima Bharosa portal.

This comprises:

• Agent authentication
• Raising grievances
• Monitoring grievances
• Getting insurance information

Even though primary search license services are still the most used, Bima Bharosa opens up a new layer of transparency to consumers and insurance staff.

Related Reading: Bima Bharosa Portal Guide

Why Your IRDAI License Number Is Important (Compliance & Trust)

The license number issued by IRDAI holds great significance in all aspects of your insurance career.

The need for this license number arises at:

• Sale of insurance
• Filling out forms
• Registration with insurance companies
• Credential verification
• Establishment of credentials

Clients have the right to check their agents' credentials before buying insurance from them.

A proper license number ensures professionalism on your part and assures clients that they are talking to a genuine insurance expert. 

What to Do Immediately After Getting Your IRDAI License

Receiving your license is just the beginning of your journey in the insurance industry.

Here are some important next steps:

Download and Save Your Certificate

Keep:

• A PDF copy
• A cloud backup
• A printed copy

Update Professional Profiles

Add your license number to:

• Professional profiles
• Business cards
• Digital signatures
• Networking platforms

Complete Empanelment Requirements

Insurers and distribution channels need their agents to undergo onboarding procedures before offering policies.

Note the Renewal Date

Always remember to renew the insurance policy when its expiry date approaches.

Build Your Customer Network

Begin establishing relationships with potential customers and prospects.

Start Earning Commissions

When you become operational, start assisting customers in choosing insurance products and get commissions for each sale.

Getting your IRDAI license is definitely a big step towards your insurance career since it shows you are qualified enough to sell insurance products.

No matter whether you need to find out your license number for the very first time or download your certificate and check your verification, it’s crucial to know how this procedure works.

With the help of IRDAI portal, Agent Locator, or Bima Bharosa websites, you’ll be able to access your credentials quickly and keep all the necessary data organized. After getting your license, concentrate on your customers, stay compliant, and boost your career.