As Diwali, the festival of lights, fills the sky with dazzling fireworks. However, as the festival brings light, happiness, and love, it also raises a silent concern: worsening air pollution.  Every year, after Diwali, pollution levels in the Delhi-NCR region spike sharply across major Indian cities. The air became thick with major health concerns, such as smog, and respiratory illnesses rose, especially among children, the elderly, and those with pre-existing health conditions.

Let’s talk about the alarming reality of Post-Diwali Air

According to environmental reports, it's estimated that the Air Quality Index approximates 400 during Diwali, a level considered hazardous. This polluted air can trigger:

  • Major Health Concerns Rise During the Post-Diwali Air
  • Eye and skin allergies
  • Heart-related complications for vulnerable groups
  • Chronic cough, throat irritation, and chest congestion

As pollution becomes an annual trend in Delhi-NCR, hospital visits and treatment costs are also increasing. This is where the significance of health insurance became apparent.

Why Health Insurance Matters More Than Ever

Health insurance serves as a financial safety net during health uncertainties or those caused by environmental factors, such as air pollution. Here’s how it helps:

  • Bear Hospitalization Costs: Whether it’s emergency treatment for breathing issues or a longer hospital stay due to respiratory distress, health insurance bears the heavy burden of medical expenses.
  • Cashless Network Hospitals: Receive immediate and top-notch medical care at our partnered hospitals without worrying about payment hassles
  • Comprehensive Health Coverage: Modern plans also cover day-care procedures and specialist consultations for pollution-triggered ailments.
  • Ensures Peace of Mind: With coverage in place, you can focus on recovery, not bills.

How to Protect Yourself from Hazardous Health Risks This Diwali

While health insurance protects you financially, these preventive tips can help you safeguard your health each day.
Avoid Outdoor Activities During Peak Smog Hours: During the early morning and late evening hours, pollution levels are at their highest, so it's best to avoid any outdoor activities.

  • Prefer to use N95 Masks: When stepping out, during pollution, always wear a high-quality mask.
  • Use Air Purifiers Indoors: Ensure your home environment remains clean and breathable at all times.
  • Stay Hydrated & Eat Antioxidant-Rich Foods Always: These help flush toxins and strengthen your immunity.
  • Ventilate Your Home Wisely: Open windows during the late afternoon when air quality improves slightly.
  • Limit Firecracker Usage: Celebrate responsibly — fewer crackers mean cleaner air for everyone.
  • Consult a Doctor if Symptoms Persist: Don’t ignore prolonged cough, wheezing, or breathlessness — early medical attention is key.

Popular Health Insurance Plans

  1. Individual Health Insurance Plans: The best health plan for individuals. It covers hospitalization expenses, treatments, and medical emergencies.
  2. Family Floater Plans: Best Family Health Insurance Plan — ensuring all members are protected under one sum insured.
  3. Senior Citizen Health Insurance: Health insurance plans for senior citizens; these plans cover age-related illnesses and provide enhanced medical support.
  4. Critical Illness Plans: Offer a lump-sum benefit upon diagnosis of life-threatening diseases, such as cancer, stroke, or heart attack.
  5. Top-up and Super Top-up Plans: The best options to upgrade your existing health coverage without purchasing a new policy.
  6. Comprehensive Health Insurance Plans: All-in-one coverage that includes day-care procedures, hospitalization,  preventive checkups, and more.

Also Read - Different Types of Health Insurance Plans

Protect Your Family Beyond the Festivities

This Diwali, let your celebrations sparkle, shine brighter, and be pollution-free — limit the use of firecrackers, use air purifiers indoors, and wear masks when pollution peaks.  And most importantly, give your family the protection of health insurance. It’s the light that keeps shining long after the diyas fade.

Connect with PBPartners health insurance advisor today to explore the best health insurance plans for you and your family.