Have you ever wondered who ensures the premiums are reasonable, your risks are under control, and your future claims are well taken care of? Well, it is the insurance actuary.

Are you confident your loved ones would be protected if something unexpected happened? This is where life insurance comes in. Life insurance is more than just another policy. It helps you feel secure and gives you peace of mind, knowing your loved ones will have financial support in your absence.

But life insurance comes with its own set of rules and strategies, and one concept that often leaves people scratching their heads is backdating life insurance.

Children’s Day is a call to action, urging us all to protect the dreams and futures of the younger generation. As an insurance partner, Children's Day presents a meaningful opportunity for everyone to go beyond business and truly make a difference by helping parents secure their child’s future through a Child Insurance Plan. While we celebrate their joy and curiosity, let’s also take a moment to think about securing their tomorrow.

The growing digitization has brought a drastic change in the insurance industry. With the help of technological advancements, digital life insurance demand has increased significantly, streamlining the underwriting process, purchasing procedure, and claim process as well. Customers receive real-time updates on new policies, while partners gain instant policy quotes with the assistance of digital platforms, including data analytics and AI. 

Got questions about life insurance? Check out these FAQs to understand how life insurance protects your family, secures your future, and helps you plan your finances smartly.

You must have wondered what happens when you stop paying your life insurance premiums. Does the life insurance lapse right away, or do insurers offer some leniency? What happens if you don’t pay during the life insurance premium grace period as well? You often think about whether there will be a total loss of your coverage and death benefits to your beneficiaries, or some deductions for failed premiums, and if there will be any policy revival.