Cars under 10 Lakhs

Cars under 10 Lakhs

Looking for a car that fits your budget while offering excellent value and features can be a daunting task.  If you are, a first-time car buyer and looking for affordable options will surely pique your interest.  

Let us dive into the list of budget-friendly and the best cars under 10 Lakhs that do not compromise on quality or performance.

  1. Maruti Vitara Brezza

The model stands out among affordable cars with its sporty appearance and contemporary features. Its petrol engine delivers a torque of 138Nm at 4400 rpm and a maximum power of 103.26bhp at 6000 rpm. You can say it is the best Indian car under 10 lakhs.

The car’s captivating colour options, along with its robust BS6 engine, have garnered significant attention from car enthusiasts. Moreover, its impressive suspension and 4-speed AT gearbox ensure a smooth and effortless driving experience.

Engine Specifications:

  • Displacement: 1462cc
  • Mileage: 17.03 kmpl
  • Fuel Types: Petrol and Diesel
  • Variants: LXi, VXi, ZXi, and ZXi+
  • Seating Capacity: 5

Additional Features:

  • Blue Link Connectivity
  • Dual Front Airbags
  • 7-inch Touchscreen Infotainment System with Apple CarPlay and Android Auto
  • Cruise Control
  • ABS with EBD
  • Progressive Smart Hybrid Technology
  • Rear Defogger
  • Anti-theft System

The Maruti Brezza prices range from Rs 8.29 lakh to Rs 14.14 lakh

  1. Maruti Suzuki Swift Dzire

The Maruti Suzuki Swift has been a popular choice among Indian car buyers for its sporty design, fuel efficiency, and practicality. With its peppy engine options and spacious cabin, the Swift offers an excellent driving experience without breaking the bank.

Engine specifications:

  • Displacement: 1197cc
  • Mileage: 24.12 kmpl
  • Fuel type: Petrol 
  • Variants: Dzire Lxi, Dzire Zxi, Dzire Vxi, and Dzire Z+
  • Seating capacity: 5

Additional features: Power adjustable exterior rear-view mirror, anti-lock braking system, automatic climate control, cruise control, electronic stability control

Ex-showroom price: Starts from ₹.5.27 lakhs

  1. Maruti Celerio

The Maruti Celerio, priced between ₹5.25 lakh to ₹7.00 lakh, comes from the reputable Indian car manufacturer, Maruti, known for its budget-friendly offerings. As an automatic hatchback, the Celerio proves to be an excellent option for those seeking convenience and style. Boasting a potent engine and incorporating the latest technology, this vehicle exudes both sophistication and attractiveness. Undoubtedly, it stands out as one of the top automatic cars available in India for under 10 lakh.

  1. Tata Altroz

One of the best cars under 10 lakhs. Tata Altroz stands out with its premium design, safety features, and spacious cabin. It offers a comfortable ride, excellent build quality, and good fuel efficiency, making it a great option for families and daily commuting. You can say it best Tata Cars under 10 Lakhs.


  • Length: Around 3990 mm
  • Width: Around 1755 mm
  • Height: Around 1523 mm
  • Wheelbase: Around 2501 mm
  • Ground Clearance: Around 165 mm

Seating Capacity:

5 persons

Safety Features (Standard in Top Variants):

  • Dual Front Airbags
  • ABS with EBD
  • Rear Parking Sensors
  • Seatbelt Reminder for Front Seats
  • Speed Alert System
  1. The Tata Tigor- Best Sedan Cars under 10 Lakhs

If you are looking for the best automatic car under 10 lakh, Tata Tigor is one of the best options.  It is priced between ₹6.2 lakhs to ₹8.89 lakhs, is a compact sedan car that offers comfortable seating for five passengers. It comes equipped with a powerful engine capacity of 1199 cc and above. With its top-notch build quality and comprehensive safety features, the Tigor provides a reliable and secure driving experience. Additionally, you can choose from a selection of five attractive colours to suit your style. For those seeking the convenience of an automatic transmission, the Tigor offers three different variants to choose.

  1. Maruti Suzuki Swift Dzire

 One of the best Sedan Cars under 10 Lakhs. With decent features at a reasonable price range, high boot space, six colour options, and great fuel efficiency, this one is reportedly one of the best-selling sedans in India. It sports a 1.2-litre petrol engine that can generate up to 81.80bhp at 6,000 rpm power and 113Nm at 4200 rpm torque. Moreover, its BS6 compliance engine participates in reducing the emission, making the car resource-efficient. 

Engine specifications:

  • Displacement: 1197cc
  • Mileage: 24.12 kmpl
  • Fuel type: Petrol 
  • Variants: Dzire Lxi, Dzire Zxi, Dzire Vxi, and Dzire Z+
  • Seating capacity: 5
  • Additional features: Power adjustable exterior rear-view mirror, anti-lock braking system, automatic climate control, cruise control, electronic stability control
  • Ex-showroom price: Starts from ₹.5.27 lakhs
  1. Mahindra XUV300 

The Mahindra XUV300 presents itself as a compact rendition of the XUV500, offering a suitable choice for families consisting of up to five members. This vehicle offered with two distinct engine options: a 1.5-liter Turbo diesel equipped with CRDi technology, and a 1.2-liter petrol engine. The diesel variant boasts impressive specifications, delivering a maximum power output of 115.05 bhp at 3750 rpm, coupled with a peak torque of 300 Nm within the range of 1500-2500 rpm. One of the best Mahindra Cars under 10 Lakhs. In short, it is one of the best family cars under 10 Lakhs. It is a 5 seater SUV available in a price range of Rs. 8.41 – 14.60 Lakh. The car is available in 17 variants.

Safety Features

The XUV300 places a strong emphasis on safety and offers a range of safety features, including:

  • Multiple airbags (driver, passenger, side, and curtain airbags)
  • ABS (Anti-lock Braking System) with EBD (Electronic Brake force Distribution)
  • ESP (Electronic Stability Program)
  • Hill Start Assist
  • Front and rear disc brakes
  • ISOFIX child seat mounts
  1. Tata Punch

Immerse yourself in a realm of spaciousness, radiance, and elegance as you enter the realm of the all-new Punch, now featuring a voice-guided sunroof. With a mere voice directive, seize command of the sunroof and relish the invigorating breeze and sunlight without diverting your gaze from the path ahead. One of the most popular sunroof car under 10 Lakhs. Makes you experience luxurious comfort every mile of the drive. The Tata Punch ranges between ₹ 5.99 Lakh and ₹ 9.52 Lakh for its ex-showroom variants. This model offers a choice between two options: manual transmission and automatic transmission. One of the best 5-seater SUV cars under 10 Lakhs.

  1. Maruti Ignis

The Maruti Suzuki Ignis is a compact crossover hatchback that is available in the Indian market. It is a product of Maruti Suzuki, one of India’s leading automobile manufacturers. The Ignis introduced as a unique and stylish offering, targeting urban and youthful customers who value both functionality and aesthetics in their vehicles. The Maruti Ignis cost ranges between Rs. 5.84 Lakh and extending up to Rs. 8.16 Lakh. The Ignis line-up encompasses seven distinct variants, with the entry-level option being the Sigma model. On the higher end, the Maruti Ignis Alpha AMT variant stands out as the premium choice, available at a price of Rs. 8.16 Lakh. The Maruti Ignis car is available in 10 colours mainly.

  1. Hyundai i20

The all-new i20 draws its inspiration from Hyundai’s design DNA of “sensuous sportiness,” displaying a dynamic exterior and a luxurious interior ambiance. Its captivating presence exudes an irresistible allure, while its seamless connectivity and intuitive features elevate your comfort and convenience to new heights. Undoubtedly, it stands far above its peers, a true exemplar of excellence. It is a 5-seater Hatchback available at a starting price of Rs. 7.46 Lakh. The car is available in 12 variants, with 2 engines and 2 transmissions.

Key Takeaways:

Certainly, there are various car insurance options available under 10 lakhs (INR) that cater to different coverage needs and budgets. It is important to note that the cost of car insurance can vary based on factors such as the car’s make and model, your location, driving history, and the coverage options you choose. Here are some common types of car insurance policies you can consider:

Third-Party Liability Insurance: This is the minimum legal requirement in India and covers you against third-party injuries, death, or property damage caused by your vehicle. It does not cover damage to your own vehicle.

Comprehensive Insurance: This more extensive coverage option includes third-party liability coverage as well as coverage for damage to your own vehicle due to accidents, theft, fire, natural disasters, and more.

Zero Depreciation Insurance: Also known as Nil Depreciation or Bumper-to-Bumper insurance, this policy covers the full cost of repairs or replacement parts without factoring in depreciation. It’s especially beneficial for new cars.

Personal Accident Cover: This coverage provides compensation in case of accidental death or disability of the owner/driver.

Engine Protection Cover: This covers the cost of repair or replacement of the engine and its parts in case of damage due to water ingression, oil leakage, etc.

Roadside Assistance: This add-on provides assistance in case of breakdowns, flat tires, fuel delivery, and towing services.

No Claim Bonus (NCB) Protection: This add-on preserves your accumulated NCB even if you make a claim, helping you avail discounts on premiums in the future.

Return to Invoice (RTI) Cover: This coverage bridges the gap between the insurance claim amount and the original invoice value of the car in case of total loss or theft.

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  1. What are the best cars under 10 lakhs in India?

There are several options to consider, including Maruti Suzuki Swift, Hyundai Grand i10 Nios, Tata Altroz, Kia Sonet, Renault Kwid, Nissan Magnite, and more. The best choice depends on your preferences, such as body type, features, and brand preference.

  1. Which is the most fuel-efficient car under 10 lakhs?

Cars like the Maruti Suzuki Swift, Tata Altroz, and Renault Kwid are known for their fuel efficiency. It is important to check the specific mileage figures for the variant and engine option you are interested in.

  1. Are there any automatic cars under 10 lakhs?

Yes, there are automatic transmission options available in cars under 10 lakhs. Many models offer automated manual transmissions (AMT) or continuously variable transmissions (CVT) for smoother and convenient driving.

  1. What safety features are available in cars under 10 lakhs?

Most cars in this price range offer basic safety features like airbags, ABS (Anti-lock Braking System), EBD (Electronic Brakeforce Distribution), and rear parking sensors. Some models may also include additional features like electronic stability control, hill start assist, and more.

  1. Which cars under 10 lakhs have good resale value?

Brands like Maruti Suzuki and Hyundai generally have good resale value for their cars. Popular models like the Maruti Suzuki Swift, Hyundai Grand i10 Nios, and Maruti Suzuki Dzire tend to retain their value well.

  1. What financing options are available for cars under 10 lakhs?

Most car manufacturers offer financing options, including loans with competitive interest rates and flexible repayment periods. Additionally, banks and financial institutions also provide car loans that you can explore.

  1. Do cars under 10 lakhs come with warranty and service packages?

Yes, many car manufacturers provide warranty packages for their vehicles, which typically cover a certain period or mileage. Some manufacturers also offer extended warranty options for an additional cost. Service packages may also be available to cover routine maintenance costs.

  1. Are there any luxury features available in cars under 10 lakhs?

While cars in this price range may not have extensive luxury features, some models offer premium touches like touchscreen infotainment systems, premium upholstery, alloy wheels, and more.

  1. How can I compare and choose the right car under 10 lakhs?

To choose the right car, consider factors like your budget, preferred body type (hatchback, sedan, SUV), required features, fuel efficiency, maintenance costs, and brand reputation. Reading reviews, visiting dealerships, and test-driving the shortlisted models can help you make an informed decision.

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