Health Insurance
Health insurance provides financial protection to the policyholders against the costs arising out of any medical emergency. We live in an era where health threats are increasing daily. A serious medical emergency can leave a person with a huge financial hole and, most likely, cost more than their savings. In such situations, the importance of health insurance has become a necessity for everyone. Many health insurance companies in India offer various health insurance plans, but finding the best health plan is a daunting task. Here is a comprehensive guide which explains all about health insurance, its meaning, types, and benefits.
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- By Dhwani
- Category: Health Insurance
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Imagine you are a surgeon who just performed another procedure successfully. However, despite your best efforts, the patient developed unexpected complications. As a result, the patient’s family filed a complaint and dragged the hospital and the doctor into a legal battle.
It goes without saying, with the stress, the legal costs, and the reputational damage, it can all become very overwhelming. In India today, medical professionals increasingly realize that competence and credentials may not be enough protection. That is where medical malpractice insurance comes in.
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- By Dhwani
- Category: Health Insurance
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Gone are the days of in-person interactions where an agent would explain the health insurance benefits and the extensive paperwork that accompanied them. With digital technology and now AI, health insurance is getting modern. Whether it's comparing and buying a health insurance policy, making and tracking a claim, or renewing a policy, digital health insurance makes the process easier and quicker. From websites and mobile apps to AI tools, the entire process of managing a health insurance policy is now technology-enabled, providing a smooth experience. Let’s dive into its details!
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- By Dhwani
- Category: Health Insurance
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As Diwali, the festival of lights, fills the sky with dazzling fireworks. However, as the festival brings light, happiness, and love, it also raises a silent concern: worsening air pollution. Every year, after Diwali, pollution levels in the Delhi-NCR region spike sharply across major Indian cities. The air became thick with major health concerns, such as smog, and respiratory illnesses rose, especially among children, the elderly, and those with pre-existing health conditions.
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- By Dhwani
- Category: Health Insurance
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Have you ever missed paying your health insurance premium by the due date, but before you panicked over a policy lapse, your insurer allowed you to make the payment while your coverage was intact? Thanks to the grace period in health insurance! Insurers will allow you some extra time to make the premium payment even after the due date.
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- By Dhwani
- Category: Health Insurance
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As per the Indian and Financial Express report, medical inflation in India hit 14% in 2024, and that pace shows no signs of slowing. In fact, healthcare costs are expected to rise by another 13% in 2025, outpacing the global average. At the same time, the average hospitalisation claim ballooned to nearly INR 70,558 in 2023–24, up from INR 62,500 the year before.
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- By Dhwani
- Category: Health Insurance
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The H3N2 virus is spreading rapidly in the Delhi-NCR region. Many households are reporting flu-like symptoms. The virus is affecting people of all ages. According to a survey conducted by LocalCircles, nearly 70% of households in Gurugram, Delhi, Noida, and Faridabad have been affected so far. The H3N2 virus typically begins with symptoms such as high fever, sore throat, chills, headache, and body aches. Apart from that, nasal congestion is quite common among all. Recovery often takes 7-10 days, though with a lingering cough and weakness.
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