Health Insurance
Health insurance provides financial protection to the policyholders against the costs arising out of any medical emergency. We live in an era where health threats are increasing daily. A serious medical emergency can leave a person with a huge financial hole and, most likely, cost more than their savings. In such situations, the importance of health insurance has become a necessity for everyone. Many health insurance companies in India offer various health insurance plans, but finding the best health plan is a daunting task. Here is a comprehensive guide which explains all about health insurance, its meaning, types, and benefits.
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- By Dhwani
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Mukhyamantri Amrutum Yojana (MA Yojana) is a government‑funded health insurance scheme launched by the Gujarat Government to provide cashless medical treatment to economically weaker and low‑income families. Under this scheme, beneficiaries receive significant financial support for hospitalization, surgery, and critical treatments at empanelled hospitals without paying out of pocket at the time of treatment.
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- By Dhwani
- Category: Health Insurance
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According to the National Family Health Survey-5 (NFHS-5), infertility affects nearly 17.5 - 18.1% of couples in India and abroad, with rising IVF cases prevalent in urban and semi-urban areas. The demand for IVF coverage in health insurance plans is also increasing.
For many couples, the emotional strain of infertility is already overwhelming. What increases the stress is discovering the cost of advanced treatments like IVF and IUI, which can cost lakhs of rupees, often without any clarity on insurance coverage. The assumption that a health insurance policy will step in during such times can turn into a harsh reality check.
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- By Dhwani
- Category: Health Insurance
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Janani Suraksha Yojana (JSY) is a government scheme launched in India in 2005 under the National Rural Health Mission (NRHM) - now, National Health Mission (NHM). This scheme was mainly introduced to promote safe childbirth in health facilities.
It was to encourage pregnant women, especially those from poorer and rural households, to deliver their babies in hospitals or public health settings instead of their homes, so they get skilled care, and newborns get the best start.
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- By Dhwani
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Imagine you are a surgeon who just performed another procedure successfully. However, despite your best efforts, the patient developed unexpected complications. As a result, the patient’s family filed a complaint and dragged the hospital and the doctor into a legal battle.
It goes without saying, with the stress, the legal costs, and the reputational damage, it can all become very overwhelming. In India today, medical professionals increasingly realize that competence and credentials may not be enough protection. That is where medical malpractice insurance comes in.
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- By Dhwani
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Gone are the days of in-person interactions where an agent would explain the health insurance benefits and the extensive paperwork that accompanied them. With digital technology and now AI, health insurance is getting modern. Whether it's comparing and buying a health insurance policy, making and tracking a claim, or renewing a policy, digital health insurance makes the process easier and quicker. From websites and mobile apps to AI tools, the entire process of managing a health insurance policy is now technology-enabled, providing a smooth experience. Let’s dive into its details!
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- By Dhwani
- Category: Health Insurance
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As Diwali, the festival of lights, fills the sky with dazzling fireworks. However, as the festival brings light, happiness, and love, it also raises a silent concern: worsening air pollution. Every year, after Diwali, pollution levels in the Delhi-NCR region spike sharply across major Indian cities. The air became thick with major health concerns, such as smog, and respiratory illnesses rose, especially among children, the elderly, and those with pre-existing health conditions.
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