When we talk about car safety, we often think of seat belts, airbags, and brakes. But one crucial safety feature that drivers use every single day often goes unnoticed: the ORVM. While often simply called "side mirrors," these components have evolved into sophisticated safety devices. What many car owners don’t realise is that ORVM damage is closely linked to car insurance coverage, and understanding this connection can help you save money and avoid claim confusion.

A stolen car is not just a financial setback. Daily routines take a hit. School drops need rearranging. Office commutes become longer. Even simple hospital visits need planning again. Along with this comes the stress of police visits, insurance paperwork, and not knowing how long it will all take.

In today’s fast-paced life, many car owners miss their car insurance renewal date, not because they don’t value insurance, but because it simply slips their mind. A delayed renewal may seem like a minor issue, but it can lead to loss of No Claim Bonus (NCB), higher premiums, legal penalties, and a lack of coverage during emergencies. This is where understanding the importance of a grace period in car insurance renewal becomes crucial for all of us.

A cracked windshield, a flooded engine after heavy rain, a stolen car, or even a minor accident can still force the owner to pay thousands of rupees out of their own pocket. This happens because standard car insurance typically covers only limited risks and leaves out many everyday and high-cost expenses. The solution is choosing the right car insurance add-ons. These are optional covers designed to fill the gaps left by the standard policy. When selected correctly, add-ons protect against common losses such as depreciation cuts, engine damage, breakdown expenses, and total loss value gaps.

The new car’s ex-showroom price is always lower than the on-road price. It includes the following costs of insurance, RTO registration, miscellaneous charges, and road tax. These costs vary from state to state, and, apart from that, road tax is determined by various factors, including engine size, seating capacity, the ex-showroom cost of the vehicle, and the total number of vehicles registered under a single owner’s name.

​We’ll understand in detail the criteria of RTO charges for registering a car, the documents required to register a new car, road tax charges state-wise, Bharat Series (BH) registration fees, and more. 

Whenever anyone buys a new vehicle, the first thing they take care of is the insurance and registration of the car and bike. As per the Motor Vehicles Act, every motor vehicle needs to be registered with the respective RTO. Obtaining the registration number for a new vehicle is a straightforward process. If you are aware of the required forms and documents, the process is relatively simple. A new bike registration process is similar to that of a car. The following are the ways to do RTO registration.