How to Transfer Vehicle Ownership Online?

How to Transfer Vehicle Ownership Online?

As per the Motor Vehicles Act 1988, you must transfer vehicle ownership in case of vehicle resale, auction, or death of the registered owner. The vehicle ownership transfer enables the previous registered owner’s name to be replaced by the new owner’s name. If not done, all parties can get fined by the Indian authorities. An easy way to transfer vehicle ownership is to perform RC transfer online because it is simpler and faster than the offline method.

Transferring vehicle ownership

The process of vehicle ownership transfer can be offline or online. The offline method is more time-consuming as you need to physically collect the forms to be submitted, pay transfer fees, and ensure the verification takes place. The vehicle ownership transfer online method is more convenient as most of the process is done online by entering accurate details. You can then send the signed documents via mail for hassle-free vehicle ownership transfer.

When to transfer vehicle ownership?

The need for RTO transfer of ownership arises in three scenarios; reselling the vehicle, auctioning the car/bike, or death of the vehicle’s registered owner.

Scenario 1: Vehicle resale

When the owner sells a vehicle to another individual, it is registered under the seller’s name. The buyer must transfer the vehicle ownership to his name. It enables the RTO to know that the vehicle has a new owner along with his details.

Scenario 2: Vehicle auction

A seller can auction his vehicle for debt repayment purposes. In such cases, it is mandatory to transfer ownership to the buyer by following the transfer process. This process is known as the transfer of ownership in an auction.

Scenario 3: Death of registered owner

If the registered owner passes away, the car/bike ownership is transferred automatically to the legal heir. However, the inheritor must apply to change the vehicle ownership to his name within three months of the registered owner’s death.

Documents required for vehicle ownership transfer online

The following documents are needed for car or bike ownership transfer online.

Registration certificate

The seller must have his original registration certificate (RC) or the smart card, depending on when the registration.

PAN card

PAN cards of both the seller and buyer are required if the vehicle value is more than Rs. 50,000. They are a must for both RC transfer online or offline.

Address proofs

These include the electricity, gas, or water bill as they contain the permanent address.

Car/bike insurance certificate

A valid vehicle insurance certificate is mandatory for online transfer of ownership of a vehicle. It is a must for a four-wheeler or bike name transfer online.

Form 28

This form is for intrastate vehicle ownership transfer in Maharashtra. It is also for interstate ownership transfer. Form 28 is the No Objection Certificate (NOC) application and grant. When you apply for it, you must pay the fees first. The seller needs to obtain Form 28 before he sells his vehicle. The RTO will contact the local police. The police will search for any illegal cases registered against the car/bike. If your vehicle has no such issues, you will receive the NOC.

Form 29

This form is for informing the RTO about the sale. It acts as a Notice of Ownership Transfer. The seller of the four-wheeler or bike may need to submit more than one copy of this form.

Form 30

This form acts as a confirmation to form 29 and used as an intimation of ownership transfer. Just like Form 29, you must submit two copies this form to the RTO for online bike RC transfer.

Form 31

This application form must be duly filled and submitted when there is a legal heir to the vehicle. It transfers the ownership to the nominated person.

Form 32

This application form is needed when the buyer has purchased the vehicle at a public auction. It is necessary for both car and transfer bike ownership online.

Pollution Under Control (PuC) certificate

The PUC certificate shows that your vehicle pollution is under control. If you purchased your vehicle after April 2010, an annual renewal of PUC is a must. Else, the PUC has to get renewed every three months.

Form 35

This form must be submitted when the termination of purchase/lease/hypothecation is required during the online car or online bike ownership transfer. This form does not need to be submitted if the vehicle is hypothecated to a bank and must be transferred to a new owner.

NCRB acknowledgement form

If someone used your vehicle to carry out criminal activities, you must submit the NCRB (National Crime Records Bureau) acknowledgement form.

You must submit only those documents that RTO specifies, depending on the reason for vehicle ownership transfer.

Costs of ownership transfer

The total cost of RC transfer online varies depending on the RTO. Many factors determine the total cost of ownership transfer such as vehicle model, age, and condition. Vehicle ownership transfer costs start at approximately Rs. 300 and can go up to Rs. 2,000 or more.

Car ownership transfer charges

The approximate fees for offline and online car registration transfer are as follows.

  • The starting cost is Rs. 300 to transfer ownership of light motor vehicles which are not used for transporting goods.

  • Light motor vehicles used for transporting goods in India have an ownership transfer fee starting from Rs. 500.

  • Motor vehicles that come under medium-built and transport goods have an ownership transfer costs that start from Rs. 750.

  • Heavy vehicles used only for transporting goods have transfer ownership costs starting from Rs. 750.

Bike ownership transfer charges

Like car ownership transfer, you will need to pay transfer fees when you transfer the ownership of someone else’s bike to your name. The bike ownership transfer fee is not specified because it differs from bike to bike depending on the bike type, model, age, and current condition. Additionally, the RTO determines the transfer charges of the bike. You can expect the bike name transfer fees in India to start from Rs. 250 onwards.

Vehicle ownership transfer online process

If you are wondering how to transfer vehicle ownership online, follow these steps for vehicle registration transfer online.

Step 1: Visit the Parivahan website and go to the Online Services tab and select Vehicle-Related Services.

Step 2: Enter your vehicle registration number and click on Proceed.

Step 3: Select Miscellaneous.

Step 4: Enter your mobile number and click on Generate OTP.

Step 5: Type the OTP received on your number and click on See Details.

Step 6: Go to Application Selection and choose Transfer of Ownership.

Step 7: Fill in the following details; new owner-related information, insurance particulars, current address, and permanent address.

Step 8: Go to Payment and then pay the required transfer fee. Two forms, Forms 29 and 30, will be automatically generated after successful fee payment.

Step 9: Print these forms and ensure they are duly signed by the seller and buyer of the vehicle involved in the transfer of ownership.

Step 10: Submit these forms and the PUC, original registration certificate, copy of insurance policy, and the other required documents. You can submit them by personally going to the RTO office or send them via mail.

If any problem occurs during the processing stage, the RTO will summon the seller and buyer for clarification purposes. The buyer can view the status of the ownership transfer online. Once the verification process is complete, the buyer will receive the new registration certificate in the mail.

Duration of the online ownership transfer process

The duration of the RC online transfer depends on the scenario. The process completion can take anywhere between a week and 45 days.

  • If the vehicle is getting sold, the transfer of ownership of vehicle online can take anywhere between 7 to 14 days if both the seller and buyer reside in the same state.

  • If the vehicle is getting sold, it can take up to 30 days for the entire ownership transfer to take place in the case of inter state vehicle transfer online.

  • If the ownership transfer is taking place due to the owner’s death or the vehicle is being auctioned, the change vehicle ownership online can take up to 45 days.

The major reason for delay in the ownership transfer process is the non-submission of the required documents. It is best to ensure you submit all the required documents, fill out the forms accurately, and check with the RTO to understand the transfer process timeline.

How insurance fits in the ownership transfer

Insurance is an important aspect to keep in mind when you are transferring the ownership of a car or bike to your name in the case of a resale. The seller needs to inform his insurance provider about the sale of his vehicle to obtain the No-Claim Bonus (NCB) certificate. The NCB cannot be transferred but the seller can use it for discounts on premiums when he purchases another vehicle insurance policy in the future.

After the seller has intimated his insurer, the buyer can transfer the insurance policy from the previous owner to his name. To do this, the buyer must go to the insurance provider and update the existing policy taken on the vehicle. The buyer needs to update the personal details on the existing vehicle insurance policy. The last step of the process is to inform the RTO about the insurance policy transfer soon after.

You must ensure the insurance policy is transferred within two weeks or 14 days after the completion of vehicle ownership transfer. If the previous owners’ insurance policy expires, the buyer must purchase a new insurance policy. It is mandated to have at least third-party vehicle insurance in India as specified in the Motor Vehicles Act 1989.

Key takeaways

Vehicle transfer ownership is mandatory when the registered owner dies or the vehicle is sold to another individual. RC transfer online and offline are two methods by which you can transfer vehicle ownership. Vehicle ownership in India starts from Rs. 250 and can go upwards to Rs. 2,000 or more. The new owner must also transfer the car or bike insurance policy to his name within 14 days of vehicle ownership transfer.

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What happens if I do not transfer vehicle ownership?

You will get fined if the new owner breaks any traffic rules as the vehicle registration is in your name. You must pay the fine from your pocket as the car or bike is still under your name. This unnecessary expense can be avoided by simply ensuring ownership transfer.

Does the seller need to be present at the time of RTO?

No, the seller does not need to be physically present during the vehicle ownership transfer.

Is it possible to transfer ownership offline?

Yes, you can perform RC ownership transfer offline too. It involves notarising the sale agreement, submitting the required documents, applying for a clearance certificate, and applying for transfer at the new RTO. Transferring ownership offline is a time-consuming and cumbersome process.

Is ownership transfer required when I am renting my four-wheeler?

No, you are not required to transfer ownership for rentals.

When to apply for a car or bike ownership transfer?

You should transfer ownership within two weeks (or 14 days) from the time of vehicle sale or purchase. If the authorities find no transfer of vehicle ownership, both parties (seller and buyer) will get fined.

How to check the RC ownership transfer status?

You can check your vehicle ownership transfer online status on the Parivahan website. You can check your bike or car RC transfer status in seconds.

Is it required to transfer ownership if I am a legal heir?

Yes, the ownership transfer is mandatory even if you are a legal heir. As a legal heir you can use the vehicle for three months after the owner’s death. After that period, you must follow the process of transferring ownership.

Who needs to pay the ownership transfer fee?

The buyer must pay the transfer fees unless the seller has agreed to do so.

What is RTO?

RTO stands for Regional Transport Office and it enforces rules and regulations that come under the Motor Vehicles Act, 1988 in a particular region. The RTO plays a vital role in various functions such as vehicle registration, tax collection, traffic management, and vehicle inspection among others.

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