Loading in Health insurance is an additional charge added to the health insurance premium for individuals prone to higher medical risks. It's a practical risk management strategy determined based on an individual's age, medical history, or the risky nature of one’s profession, assuming he or she possesses no pre-existing health conditions.

In today’s digital era, buying health insurance has become more convenient than ever, with options to purchase policies online or through an insurance agent. While online platforms are gaining popularity due to their ease of access. But still many prefer the offline mode of buying health insurance through an agent.

Health insurance is one of the most important aspects of securing a financially stable and healthy future. With healthcare costs increasing every day, buying the right health insurance plan can ensure you get the necessary medical attention without worrying about finances.

Ayushman Bharat is one of the most popular flagship schemes of the Government of India. Designed especially to enhance the healthcare system at the primary, secondary, and tertiary levels. This scheme aims to help over 12 crore poor and vulnerable families, covering around 55 crore people.

After the COVID-19 pandemic, we all know that medical care, especially for critical illness treatments, has become very expensive. While those with stable incomes can afford regular health insurance to protect themselves and their families. But the reality is very different for the poor in India who do not have access to basic amenities like food and shelter.

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India is the third most polluted country in the world, as per the report shared by World Quality Air in 2023. Every winter, air pollution gets worse, leading to school closures, reduced office hours, and efforts taken like artificial rain to fight the toxic smog.