Diwali is the festival of lights, joy, and happiness. Amidst the celebrations, bursting firecrackers is a beloved tradition followed by most of us. As the festival season approaches, PhonePe has recently launched comprehensive firecracker insurance coverage to offer absolute protection against firecracker-induced accidents. The affordable firecracker insurance plan is available at just Rs 11, inclusive of GST. The firecracker insurance plan offers financial coverage of up to Rs 25,000 for a period of 11 days, starting from October 12th, 2025. The initiative by PhonePe Insurance provides enhanced insurance coverage, allowing everyone to enjoy the festivities without financial stress.
What is Firecracker Insurance?
Firecracker insurance is a type of insurance designed to cover accidents and injuries caused by the use of firecrackers. Most commonly during the festive seasons, such as Diwali. Having that insurance protects individuals against financial loss and physical harm resulting from incidents involving firecrackers.
Key Features of Firecracker Insurance:
- Accident Coverage – Covers Compensation for injuries due to firecrackers, ranging from minor burns to serious injuries.
- Medical Expenses – Firecracker insurance covers treatment costs, hospital bills, and sometimes ambulance charges.
- Permanent Disability or Death – Provides a lump sum in case of permanent disability or death due to firecracker accidents.
- Short-Term Policy – Usually valid only for the festival period (a few days around Diwali).
- Affordable Premiums – Designed to be low-cost and accessible for individuals and families.
Who all are covered under the Fire Insurance Cracker Plan
- Policyholder
- Spouse
- 2 Children
How to Buy Fire Cracker Insurance?
- Log in to the PhonePe App and go to the ‘Insurance Section’
- Select Firecracker insurance
- After that, select the plan details, with a sum insured up to Rs 25000
- Once you select the plan details, you will be able to view all information about the insurer.
- Fill in the policyholder details and tap to proceed with completing the process.
Tips for Safe Celebrations
- Always be with your children while they are bursting crackers.
- Keep a bucket of water or sand nearby when bursting crackers.
- Avoid bursting firecrackers in crowded areas and follow the safety instructions for using firecrackers.
- Wear protective clothing, such as gloves and glasses.
Firecrackers can bring joy, but accidents can bring pain – protect yourself and your loved ones this festive season! Buy Firecracker Insurance Today
