When it comes to car insurance, many people focus on factors like the car, coverage options, and premium rates—but often overlook one hidden factor that can significantly influence your cost: your credit score.​

The National Highways Authority of India (NHAI) has simplified the “Know Your Vehicle – KYV” process for FASTag users to make toll payments more transparent and hassle-free. As part of the KYV process, vehicle users are required to upload a photograph of their vehicle, their Registration Certificate (RC), and, in some cases, a photo of the vehicle owner to verify and link the FASTag to the correct vehicle.

The 56th GST Council meeting, held in September 2025, approved major reforms in the GST regime, effective from 22 September 2025, including significant changes in GST rates on motor insurance. These reforms aim to simplify the tax structure, provide relief to vehicle owners by reducing the GST burden on insurance premiums, and consequently boost the motor insurance business.
This article breaks down the new GST rates applicable to different types of motor insurance policies across vehicle categories and analyzes the impact of this change from an insurance partner’s perspective.

The Indian automobile market has undergone a huge transformation after the introduction of GST 2.0 reforms in 2025. The GST Council, recently in its 56th meeting, revised the GST rates for motor insurance. For existing car insurance policies purchased before September 22, the GST on car insurance remains unchanged for those policyholders. But new car owners will likely now enjoy lower car insurance premiums on their newly purchased car. As with reduced GST rates, the IDV of a car will also likely decrease. Let's understand how.

Is your car insurance about to expire? Do you want to stick with your current insurer? However, you may have also heard that switching to another company might result in a better premium. But about the accumulated benefits? If you change your insurer, will you lose all the benefits you have earned so far? That is where the concept of rollover in motor insurance comes in.

Have you ever glanced at a driving license in India and spotted the letters MCWG? If you’re applying for your first licence, you might wonder what on earth that stands for. Don’t worry, you’re not alone.