Health Insurance
Health insurance provides financial protection to the policyholders against the costs arising out of any medical emergency. We live in an era where health threats are increasing daily. A serious medical emergency can leave a person with a huge financial hole and, most likely, cost more than their savings. In such situations, the importance of health insurance has become a necessity for everyone. Many health insurance companies in India offer various health insurance plans, but finding the best health plan is a daunting task. Here is a comprehensive guide which explains all about health insurance, its meaning, types, and benefits.

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India is the third most polluted country in the world, as per the report shared by World Quality Air in 2023. Every winter, air pollution gets worse, leading to school closures, reduced office hours, and efforts taken like artificial rain to fight the toxic smog.

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If you have health insurance or plan to buy one, it's important to understand terms like copay, coinsurance, and deductibles. These terms play a significant role in your health insurance policy and make your claims hassle-free.

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In today’s world, the need for a higher sum insured in health insurance is more apparent than ever. Just imagine that you’ve already used up your regular health insurance policy coverage, and an unexpected medical expense arises. You're left wondering how to manage the growing bills.

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Group Mediclaim (GMC) policy is a type of health insurance policy that offers medical coverage to a group of people, typically offered by an employer, an organization, or an association.

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As we age, our healthcare requirements rise, and so does our need for health insurance. However, many Indian citizens who are 60 or older do not buy health insurance believing that they are too late to get this insurance.

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When considering health insurance, it's important to understand the difference between OPD and IPD. OPD (Outpatient Department) refers to visiting a doctor for consultations or treatments without being admitted to the hospital, such as for a routine check-up.
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